Sotera brings data-driven underwriting and loss selection to Fine Art & Specie and High Net-Worth Home Contents insurance by introducing item level risk analysis and sophisticated data modelling for the first time.

Sotera’s granular data analysis reveals hidden risks and opportunities in policies and portfolios, leading to more accurate and profitable underwriting for insurers, and better insurance for customers.

Sotera was founded at the University of Cambridge out of the Accelerate Program at Judge Business School. It was developed at Lloyds Lab, and has received investment from Lloyd's of London, Tokio Marine Future Fund, Ninety, Storyhouse Ventures, and a group of leading angel investors.

Sotera is designed and built by experts in insurance catastrophe modelling who have worked closely with leading underwriters in the UK and US insurance markets to develop a product built in the market for the market.